Community Planning & Economic Development

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Minneapolis Home Improvement Programs

The following City of Minneapolis owner occupied home improvement loan programs are available.

Owner-Occupied Home Improvement Programs Image

Rehab Support Program (RSP)

The Rehab Support Program is currently closed for new applications. Updates regarding future availability will be posted here.

Fix Up Loan Program

Fix Up Loan Application (PDF)

Homeowners can choose from flexible affordable financing options to finance home improvements that they want. Borrower(s) income must be less than $141,000.

City of Minneapolis is limiting it's offering of Minnesota Housing's Fix Up Loan to a maximum loan of $30,000 and no homeowner labor (sweat equity) projects. This loan product is available through other lenders utilizing the program's maximum loan amount of $50,000. Maximum amount of outstanding Fix Up Loans is $50,000.

Rehabilitation Loan Program

The waiting list is currently closed. For individuals who have already registered, staff will contact you about program participation as we progress through the list.

Emergency Loan Program

Emergency loans are funding of last resort for when no other financing options are available.

Eligible improvements include but not limited to repairs to a property damaged because of events beyond the Borrower’s control or as necessitated by a systems or structural failure such as:

Applicants are first screened for basic program eligibility. If eligible, an application for the appropriate program will be provided.

Funding options are:

To submit your emergency for consideration, please send the following at the contact information below..

Home Improvement Program (HIP) 

The waiting list is currently closed. For individuals who have already registered, staff will contact you about program participation as we progress through the list.

Income Limits

Home Improvement Program (HIP) Income Limits

Household income** is defined as gross income, before any deductions, from all members of the household over the age of 18 from all sources.

Rehabilitation Loan Program (RLP) and Emergency Loan Program (ELP) income limits are posted on Minnesota Housing's website

Other Community Based Home Improvement Resources

Finding home improvement resources that meet your needs depends on many factors. When searching for financing options its best to be knowledgeable of your financial profile and nature of the repair/improvement being requested.

Factors to consider are:

Listed below are links to agencies that may have additional programs. Click on the agency name to be redirected to their web site:


For additional home improvement programs, please see the Home Rehab and Repair Matrix as provided by the Homeownership Center.

More Information

For more information or to submit an application or request, you can contact us at:

Minneapolis CPED
Attention: Residential Lending Team
105 Fifth Avenue South Suite 200, Minneapolis MN 55401
Phone: (612) 673-5174
FAX: (612) 424-8281
Email: [email protected]

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Last updated Sep 25, 2019



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